in response to lance1107... yes, i have been dealing with them from the beginning, they denied the reimbursment because they found extzcy pills in my sons apartment, and for that reason they denied us. they said that the two guys that shot him were there to rob him, and they put my son on knees and shot him 7 times exicution style. i try too have the girls with me , and we spend alot of time together, but its never enough, my two oldest girls are 18 and 21. i am trying to get back on my feet, to get us together, but after my son was murdered, we had no insurance, and my sons funeral cost over 15,000. and then we had to pay for the headstone, and on top of that i lost my job. i would love to have my girls all together for christmas, we just went thru trial in oct, and it was hell on my babies to see and hear ther things we saw. i know i need to be strong for my girls, but its hard , im all they have,